Usually comes with a low-interest rate for card purchases.
Could help you manage essential purchases and regular bills.
Section 75 protection on most purchases over £100 and up to £30,000 if something goes wrong.
Add up to 3 additional cardholders, helping you keep track of household spending in one place.
Use the card freeze option in our app to control when and where your card can be used.
In the app you can also view your card details or get a PIN reminder when you need one.
🌐 Available for England citizens
· London
Who it's for
You can apply for this card if you:
are a UK resident aged 18 or over
have a regular income
don't have a history of bad credit, such as bankruptcy, Individual Voluntary Arrangement (IVA) or County Court Judgments (CCJs)
haven't been declined for a Lloyds credit card in the last 30 days.
Good to know
You can repay more than the minimum at any time to reduce your borrowing costs.
Everyday spending credit card features may vary. Make sure you understand all limitations, terms and conditions before you apply.
Other standard features
Manage most things online. Check your balance, review transactions, view paper-free statements, make payments, request transfers and more.
Fraud protection. You won’t be charged for transactions you didn’t authorise. But you must let us know if you notice unusual account activity, or if you lose your card.
Ways to pay. Make repayments by bank transfer, debit card or direct debit. Pay more than the minimum at any time to reduce your borrowing costs.
Contactless cards. Pay quickly and securely anywhere you see the contactless symbol.
Mobile payments. Add your credit card to a mobile device to make secure payments online, and on the go.
UK call centres. We’re just a phone call away – here for emergencies.