Home Insurance in Botswana

Why you need Home Insurance?

• Coverage for alternative living arrangements and relocation expenses during repairs.
• Coverage for temporary loss of utilities such as electricity or water due to insured damages affecting the property.
• Specialized coverage for high-rise apartments, gated communities, and independent houses with risk-based premium adjustments.
• Support for digital asset documentation, allowing homeowners to securely store and access proof of ownership for insured items.
• Emergency repair services included in select plans for immediate assistance during critical situations like pipe bursts or electrical failures.
• Protection against loss of rent for property owners renting out their homes.
• Coverage for damage caused by riots, strikes, or civil disturbances where applicable.
• Global portability options allowing policyholders to maintain coverage even when relocating internationally in select plans.
• Optional coverage for high-value items such as jewelry, artwork, and collectibles.
• Flexible coverage options allowing policyholders to customize protection based on property value and risk exposure.