Home Insurance in Fiji

Why you need Home Insurance?

• Coverage extensions for home-based businesses, protecting equipment and inventory used within residential premises.
• Access to dedicated claim managers who guide policyholders through the entire claim process for smoother resolution.
• Emergency repair services included in select plans for immediate assistance during critical situations like pipe bursts or electrical failures.
• Protection for outdoor structures including garages, fences, and storage units.
• Optional add-ons for protection against rental default or tenant-related damages for landlords.
• Reconstruction cost coverage ensuring the home can be rebuilt to its original condition in case of total loss.
• Flexible coverage options allowing policyholders to customize protection based on property value and risk exposure.
• Protection against burglary and theft with compensation for stolen or damaged items.
• Coverage for property damage due to fire, theft, vandalism, and natural disasters such as floods, storms, and earthquakes depending on policy terms.