Home Insurance in Lithuania

Why you need Home Insurance?

• Protection against inflation impact through automatic sum insured adjustments in long-term policies.
• Periodic policy review options that allow adjustments in coverage based on changes in property value or household assets.
• Emergency repair services included in select plans for immediate assistance during critical situations like pipe bursts or electrical failures.
• Discounts available for homes equipped with safety systems such as alarms, CCTV, and fire protection devices.
• Coverage for personal liability incidents occurring outside the home in certain premium policy variants.
• Extended liability coverage that protects homeowners against legal and medical expenses arising from injuries to guests, domestic workers, or third parties.
• Coverage for property damage due to fire, theft, vandalism, and natural disasters such as floods, storms, and earthquakes depending on policy terms.
• Protection against gradual damages such as seepage, dampness, and long-term wear when covered under extended policy riders.
• Liability coverage protecting homeowners against legal claims arising from injuries or damages occurring within the property.
• Contents insurance covering furniture, electronics, appliances, and personal belongings against loss or damage.