Home Insurance in Moldova

Why you need Home Insurance?

• Protection against damages caused by short-term rental usage such as Airbnb, subject to policy inclusions.
• Contents insurance covering furniture, electronics, appliances, and personal belongings against loss or damage.
• Inclusion of smart home protection where connected devices and automation systems are insured against malfunction or cyber-related risks.
• Protection against structural defects caused by unforeseen external factors rather than construction faults.
• Specialized coverage for high-rise apartments, gated communities, and independent houses with risk-based premium adjustments.
• Optional coverage for high-value items such as jewelry, artwork, and collectibles.
• Protection against damages caused by accidental human errors, such as spills, breakages, or minor structural mishaps.
• Enhanced burglary coverage with compensation based on item valuation, ensuring fair reimbursement for stolen goods.
• Global portability options allowing policyholders to maintain coverage even when relocating internationally in select plans.
• Protection against gradual damages such as seepage, dampness, and long-term wear when covered under extended policy riders.