Home Insurance in Nepal

Why you need Home Insurance?

• Flexible deductible options that allow homeowners to balance premium costs with out-of-pocket expenses during claims.
• Liability coverage protecting homeowners against legal claims arising from injuries or damages occurring within the property.
• Flexible coverage options allowing policyholders to customize protection based on property value and risk exposure.
• Inclusion of smart home protection where connected devices and automation systems are insured against malfunction or cyber-related risks.
• Coverage for alternative living arrangements and relocation expenses during repairs.
• Integration with smart home devices for risk monitoring and preventive alerts in advanced plans.
• Coverage extensions for landlord insurance including rental income protection.
• Coverage for property damage due to fire, theft, vandalism, and natural disasters such as floods, storms, and earthquakes depending on policy terms.
• Optional add-ons for protection against rental default or tenant-related damages for landlords.
• Coverage extensions for home-based businesses, protecting equipment and inventory used within residential premises.