Home Insurance in Portugal

Why you need Home Insurance?

• Enhanced burglary coverage with compensation based on item valuation, ensuring fair reimbursement for stolen goods.
• Support for digital asset documentation, allowing homeowners to securely store and access proof of ownership for insured items.
• Inclusion of smart home protection where connected devices and automation systems are insured against malfunction or cyber-related risks.
• Access to dedicated claim managers who guide policyholders through the entire claim process for smoother resolution.
• Protection for outdoor structures including garages, fences, and storage units.
• Extended warranty-style protection for key home systems such as plumbing, HVAC, and electrical setups.
• Protection against damages caused by accidental human errors, such as spills, breakages, or minor structural mishaps.
• Protection against burglary and theft with compensation for stolen or damaged items.
• Flexible deductible options that allow homeowners to balance premium costs with out-of-pocket expenses during claims.