Optional riders including critical illness cover, accidental death benefit, and disability protection to expand the scope of coverage beyond basic life protection.
Conversion options that allow term insurance to be upgraded into permanent life insurance plans at a later stage.
Grace period for premium payments allowing policyholders flexibility in maintaining active coverage without immediate policy lapse.
Return of premium options that refund the total premiums paid if the policyholder survives the term, combining protection with a savings-like benefit.
Inflation protection add-ons that gradually increase the sum assured to maintain real value over time.
Decreasing term insurance variants where the coverage amount reduces over time, making them suitable for loan protection such as home or personal loans.
Explore all term insurance available in
India including city-specific options.