DSCR Loans in Fiji

Why you need DSCR Loans?

• The Debt Service Coverage Ratio evaluates whether a property’s income is sufficient to cover loan payments, ensuring sustainable investment decisions.
• Rental income projections can be used for qualification in certain loan programs.
• Ideal for rental property investors, DSCR loans enable faster scaling of real estate portfolios without strict personal income limits.
• Eligible property types include single-family homes, multifamily units, and short-term vacation rentals.
• These loans support both purchase and refinance transactions.
• Short-term rental income from platforms like Airbnb can be considered in some cases.