DSCR Loans in Nepal

Why you need DSCR Loans?

• DSCR loans are commonly used for refinancing existing rental properties to unlock equity.
• Investors can use DSCR loans to generate passive income through rental yields.
• No employment verification is required in most DSCR loan structures.
• The Debt Service Coverage Ratio evaluates whether a property’s income is sufficient to cover loan payments, ensuring sustainable investment decisions.
• Short-term rental income from platforms like Airbnb can be considered in some cases.
• Flexible underwriting allows investors with complex financial profiles to access funding.
• Minimal paperwork requirements reduce complexity in the application process.
• Investors can qualify based on property cash flow, making it easier to finance multiple properties simultaneously.