Florida DSCR Loans by CambridgeHomeLoan

A DSCR (Debt Service Coverage Ratio) loan is an investment-property mortgage that qualifies you on the property's rental income instead of your personal income — gross rent divided by full PITIA. No W-2s, tax returns, or employment verification, making it the loan of choice for real estate investors nationwide. A DSCR loan is an investment-property mortgage that qualifies you on the rental income of the property rather than your personal income — gross rent divided by full PITIA (principal, interest, taxes, insurance, HOA). If the property's rent covers the payment, you qualify — with no tax returns, W-2s, or DTI. DSCR loans are the fastest, most flexible way for real estate investors to buy and refinance rentals, from single-family and 2–4 units to condos, multifamily, short-term rentals, and mixed-use — with financing available in every state.