Millennium BCP Online Personal Loan

Before applying for a loan, you should: Assess the need for the expense you are going to have. Consider the amount of the new loan together with your household's monthly income and expenses and make sure that the loan will not compromise your budget. Obtain all the information you consider relevant to making an informed decision before signing the contract. Read the pre-contractual information and the contract carefully and pay attention to the particular conditions of the loan, namely the amount, term, installments and rates. When applying for a personal loan, the following documents may be requested: Last 3 payslips Latest tax return (with the applicant’s taxpayer number and validation code) ID documents of all parties involved (if the application is made at a branch) Certificate of regularized social contributions (mandatory for loans over €50,000) Additional documents depending on the purpose of the loan: Education - proof of enrollment/registration (showing the institution, course duration, and cost) and of the costs related to the course. Works/renovations -works estimate + proof of property ownership (Land Registry Certificate and Property Tax Record). Sustainable buildings – proof of eligible expenses. Automobile – proof of vehicle purchase (mandatory for terms over 84 months). You can apply for a loan anywhere, at any time. In these cases, the loan application is analyzed online. If approved, the personal loan is taken out online and the amount requested will be credited to the current account. Valid for clients with a risk profile suitable for the product. Decision subject to credit analysis.